Terms and Conditions

These Terms and Conditions ("Terms") govern your use of The Earn Lens: Income Tracker (the "App"), published by Wisely Spent ("we", "us"). By downloading or using the App, you agree to these Terms. If you do not agree, please do not use the App.

1. Services and In-App Purchases

The App's features are available through a monthly or an annual subscription. New users can try the App for free first.

A. Free Trial

• Length: 45 days, starting when you create your account.
• How it works: The trial is run by the App itself, not by the Apple App Store or Google Play. No card is asked for and nothing is charged.
• When it ends: Nothing happens automatically and you are not charged. To keep using the App, choose the annual or monthly plan in the App and complete the purchase through the Apple App Store or Google Play.

B. Subscriptions

• Annual: 199 NOK per year.
• Monthly: 29 NOK per month.
• Billing: Charged automatically to your Apple App Store or Google Play account at the start of each billing period.
• Auto-renewal: Your subscription renews automatically unless you cancel it at least 24 hours before the end of the current period.
• Managing your subscription: You can manage or cancel your subscription at any time in your device's account settings (App Store or Google Play).

Prices may vary by region and currency and may change in the future. Any price change will not affect a billing period you have already paid for.

2. Refunds and Right of Withdrawal

• Store purchases: All purchases are handled by the Apple App Store or Google Play. Refund requests must be made to the relevant store under its standard refund policy.
• Right of withdrawal: Because digital content is delivered immediately, you may waive your statutory right of withdrawal once the download or access has begun, subject to applicable consumer protection laws.

3. User Accounts and Conduct

You are responsible for keeping your device and login details secure. You agree not to use the App for any unlawful purpose, or in any way that could damage, disable, overload, or impair the App.

4. Not Financial Advice

The App is a personal reflection tool. Its calculations are based entirely on the figures you enter and are provided for informational purposes only. Nothing in the App is financial, tax, or investment advice. You are responsible for your own financial decisions.

5. Intellectual Property

All content, design, graphics, source code, and trademarks associated with the App are owned by Wisely Spent and protected by intellectual property law. We grant you a limited, non-exclusive, non-transferable licence to use the App for personal, non-commercial purposes.

6. Disclaimer and Limitation of Liability

The App is provided "as is" and "as available". We do our best to keep it accurate and running, but we cannot guarantee that it will always be error-free or uninterrupted. To the extent permitted by law, we are not liable for any indirect or consequential loss arising from your use of the App. Nothing in these Terms limits any rights you have under mandatory consumer protection law.

7. Privacy

How we handle your data is described in our Privacy Policy.

8. Governing Law

These Terms are governed by the laws of Norway, without prejudice to any mandatory consumer protection rules of the country where you live.

9. Changes to the Terms

We may update these Terms from time to time. Material changes will be announced in the App or reflected in the date at the top of this page. By continuing to use the App after a change, you accept the revised Terms.